Selasa, 11 Agustus 2015

Facts of adult obesity EXPENSIVE TO TREAT

Facts of adult obesity EXPENSIVE TO TREAT that Annual medical costs of obesity are as high as $ 147 Billion. On average, obese people have medical costs that are $ 1,429 more medical costs than people of normal weight, obesity EXPENSIVE TO TREAT (Business Insider)

Facts of adult obesity EXPENSIVE TO TREAT



Obesity is a medical condition in the which excess body fat has accumulated to the extent that it may have a negative effect on health, leading to reduced life expectancy and / or Increased health problems. (wikipedia)

In Western countries, people are obese when Considered Reviews their body mass index (BMI), a measurement Obtained by dividing a person's weight by the square of the person's height, exceeds 30 kg / m2, with the range of 25-30 kg / m2 defined as adult obesity. 

The study, published in the journal Public Health stated, annual health care costs for adult obesity people is much higher than the health costs incurred by the person healthy weight.

On average obese people spent US $ 1,360 or about Rp17 million per year. In addition obese people also spend an additional US $ 143 or about Rp1.8 million per year.

Facts of adult obesity EXPENSIVE

"Obesity tends to be a crippling disease," people who are obese has the potential to live longer but with many chronic diseases and conditions cripple, "
They are overweight, find the cost of treatment is increased in people who are very obese. Health care costs associated with obesity increased 25 percent during 1998 to 2011

Facts of adult obesity EXPENSIVE FOR buy life insurance

Facts of adult obesity EXPENSIVE FOR buy life insurance

MoneyCamel financial planner to Gulf News, stated that obese people into buying more expensive insurance pays, problem person's body weight along with medical history can increase premium prices as much as 25 to 40 percent.

"When buying life insurance, insurance companies will charge higher premiums for the obese," said Preeti Bhambri, founder of personal finance website MoneyCamel.com, as quoted by Gulf News, June 4, 2015.

Facts of adult obesity EXPENSIVE TO TREAT are more prone to health problems, including heart disease, diabetes and cancer. This means that insurance companies tend to spend more on medical care for people who are overweight or obese.

"In general, adult obesity, a factor that contributes to a variety of adverse health conditions such as diabetes, coronary heart disease and more," said Andrew Prince, a financial planner at Acuma DeVere.

"This means that the policyholder has the potential for insurance claims more quickly and therefore the insurance company will raise the cost ,"

"There will be an additional 40 percent of the standard premium, depending on each individual case. In fact, 40 percent is the maximum loading, the average premium increases can range from 10 percent to 25 percent."

"The insurance company will look at a person's health and medical history as a whole. At the same time they assess the potential for increased risk of the insured person.




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